Alimony Protection Group, LLC

The Alimony Protection Group, LLC is a full service life and disability insurance firm.  Although our focus is on securing the alimony and child support obligations in Marital Settlement Agreements, our principals have over 50 years of experience in every aspect of life and disability insurance from personal coverage to estate planning and business buy-sell agreements.  We work exclusively with A-rated insurance carriers and are able to deliver to our clients the most competitively priced and efficient policies available in today’s market.  

We employ a comprehensive approach with our clients making sure to present not only options relating to the acquisition of new insurance, but also verifying that their existing insurance is performing properly and is still priced competitively relative to today’s market.  Often we find that there are new products and pricing available that meet the needs of our clients much more affordably and efficiently than their current coverage. 

APG will complete an independent third-party verification of all existing Life and Disability Insurance Coverages

APG will determine, if needed, what the costs associated with obtaining new coverages will be before the divorce agreement is signed so both parties are aware of costs before signing 

APG will assist your attorney calculation the the amount of coverage that should be required in the divorce agreement as well as assist in making sure that the language in the agreement relating to securing the obligations is done correctly to protect both the supporting and supported spouses

If necessary, APG will assist both parties in obtaining new Insurance Coverages for their obligations with Top Rated carries ensuring that they receive a competitive rate 

At the completion of your agreement, APG will assist both parties in the address changes, ownership changes, third-party authorizations and duplicate notifications as required by the agreement 

• Have coverage in place at or before the closing of your agreement to avoid being in violation 
• Know the cost of coverage for negotiating monthly obligations 
• Never overpay for new coverage with access to over 50 Top Rated Insurance Carriers 
• Ensure that your carrier allows for reductions as outlined by your agreement to prevent paying for coverage you don’t need 
• Limit the scope of the information your former spouse has access to 
• Remove the need for annually proving that coverage is in place to your former spouse  

 Access to policy information in real time directly from the carrier 
Duplicate mailings for relevant policy notices and documents 
Have the ability to rescue policies before lapsing  
Ensure that only appropriate vetted coverage is used for securing obligations both for new or existing coverage  
Determine upfront if your former spouse can obtain coverage or if other means of securing the obligations are necessary  
Peace of mind that if the unthinkable happens, you and your family are protected from financial ruin